Learn to Comparison Shop
Learn how to get the most for you money by comparison shopping. Lowermybills.com lets you automatically research, compare, and lower your recurring monthly bill. Imagine lowering your-credit card rates,loans,insurance,internet service, telephone, and cellular service with just a couple of clicks. Just enter your information and the site list rates for each service provider. The site provides a simple way for you to comparison shop for things like a telephone service or car insurance.
Shop Smart-Use Coupons
Coupons are the best economically focused promotion tool that product brands and store can use to increase product awareness and entice consumers to try new products in uncertain times. The internet is the new medium used to search for coupons in addition to the Sunday paper, mail, in-store coupons, in-store circulars, weekday newspapers, and magazines. For anyone thinking that coupons are a complete waste of time the average American family of four spends $4800 on groceries annually. With a properly implemented coupon strategy, which uses a combination of sales and coupons, the average American family can cut their annual grocery bill by $3000.
- Stop Clipping. Go online to Coupons.com and search its free database for the items that you are looking for.
- Combine coupons with weekly sales and supermarket loyalty cards to triple your savings on groceries. Remember your goal is to reduce your grocery bill and increase your saving as much as possible. A good shopping goal is to cut you shopping bill in half or to receive as many product free as possible.
- If time is limited, go online to Shortcuts.com, which allows you to load electronic coupons onto your supermarket loyalty card. The discounts are automatically deducted from your card and all unused coupons remain on your card until they expire.
- Prepare a shopping list before you go grocery shopping and estimate the cost before you go grocery shopping.
- In an effort to save time do all of your coupon clipping on Sunday. The Sunday newspaper offers the biggest savings. The coupons sent out during the week tend to have lower values.
- Multiply your savings by using double-coupon savings. Note this is not available in many parts of the country; however, with “buy one get one free” coupons use two coupons as you are buying both items even if you are getting one free.
- Limit your shopping days to Sunday, Monday, or Tuesday. New sales campaign begins on Wednesday and as I mentioned before the savings during the latter half of the week will be minimal. Remember our goal is 50% off your bill or free.
- Print Online Coupons. If you have the time, you can go to Manufacturers websites and print their coupons. While these coupons have a higher dollar value, visiting all of the manufacturers websites can be quite time consuming.
Lastly, I have included a few more sites:
Remember, a correctly employed coupon strategy can save a family of four $3000 dollar annually and can reduce your grocery bill in half.