Privacy Policy
This policy sets out how Overindebted.com uses your personal information and explains: This policy applies to Overindebted.com and explains how Overindebted.com. uses personal information collected through the 'Site'. Overindebted.com is committed to complying with the standards for the use of personal information in the course of journalism. Overindebted.com may, from time to time, review and update this privacy policy statement to take account of new laws and technology and changes to Overindebted.com’s operations. All personal information held by Overindebted.com.com will be governed by Overindebted.com’s most recent policy, posted on the Site.
What kind of personal information Overindebted.com collects and how it is collected:
Overindebted.com collects personal information from a variety of sources, including from members of the public, advertisers, mailing lists, recruitment agencies, and business partners. In general, the personal information Overindebted.com collects includes (but is not limited to) name, address, contact details, gender, occupation, and, where relevant, financial information, including credit card information, banking details and income information.
Personal Information you provide:
We store the personal information you enter on the Overindebted.com website or give to Overindebted.com in other ways. We obtain most personal information through the posting of ads or email via the Overindebted.com website. You may provide information when you request or acquire a product or service from Overindebted.com , provide a product or service to Overindebted.com, complete a survey or questionnaire, enter a competition, participate in forums or when you communicate with Overindebted.com by e-mail, telephone or in writing (for example if you contact customer service or provide feedback).
Automatic collection: Cookies:
We may use a feature of your browser called a cookie to assign your computer a 'User ID'. Cookies do not contain information by which Overindebted.com can identify you. They identify your computer to our servers. You may configure your browser so that you are notified before a cookie is downloaded or so that your browser does not accept cookies. Overindebted.com may use information contained in cookies to make assumptions about the user of the computer and to provide users of that computer with focused advertising, which Overindebted.com believes, may be of interest, based on that information. To disable your cookies, please refer to the help menu within your Internet browser.
Indirect collection:
Overindebted.com seeks to collect personal information about an individual only from that individual. In some circumstances Overindebted.com may obtain personal information from a third party. If you provide personal information about another person to Overindebted.com, Overindebted.com requires that you inform that person you have done so and provide them with a copy of this policy.
How Overindebted.com uses the information you provide
Overindebted.com may use information it collects from you for the primary purpose for which it is collected and for such other secondary purposes that are related to the primary purpose of collection.
Overindebted.com generally uses personal information to:
provide you with products or services you have requested personalize and customize your experiences on the Overindebted.com website; help Overindebted.com manage and enhance its services; communicate with you; provide you with ongoing information about opportunities on the Overindebted.com website in which Overindebted.com believes you may be interested; give you the opportunity from time to time to receive e-mail from Overindebted.com. If you do not provide Overindebted.com with that information, Overindebted.com will not be able to provide you with the requested product or service.
Disclosure
Overindebted.com may disclose personal information to other companies in the Overindebted.com, which may only use it as set out above.
Overindebted.com may also provide your information to:
third parties engaged by Overindebted.com to perform functions on its behalf, such as processing credit card information, mail outs, debt collection, marketing, research and advertising; third parties authorized by you to receive information held by Overindebted.com. If Overindebted.com sells part of its business, personal information may be part of the assets transferred to the purchaser. Overindebted.com contains features where you are invited to send personal information to organizations other than Overindebted.com. The choice to send such information to these organizations is entirely yours. You should be aware that any such information you choose to send will not be bound by this policy.
How Overindebted.com treats sensitive information:
"Sensitive Information" means information relating to a person's racial or ethnic origin, membership of political bodies, religion, membership of a trade union or professional or trade association, sexual preferences, criminal record and health. Overindebted.com may use and disclose Sensitive Information only for the purpose for which it was provided or a directly related secondary purpose or as allowed by law unless you have agreed otherwise.
Management and security of personal information:
Overindebted.com protects the personal information Overindebted.com holds from misuse, loss, unauthorized access, modification or disclosure by various means including firewalls, pass word access, secure servers and encryption of credit card transactions.
Updating personal information:
Overindebted.com endeavors to ensure that the personal information it holds is accurate, complete and up-to-date. You can generally update personal information that is not membership information on the Overindebted.com website where you submitted that information. Otherwise, please contact Overindebted.com on privacy@ Overindebted.com where personal information is no longer required by Overindebted.com, it would be destroyed or de-identified.
Seeking access to the personal information Overindebted.com holds about you:
You have the right to seek access the personal information held about you and to advise Overindebted.com of any inaccuracy. There are some exceptions to this right set out in the Privacy Act. If you make an access request, Overindebted.com will ask you to verify your identity and specify what information you require. Overindebted.com may charge a fee to cover the costs of meeting your request.
How to contact Overindebted.com:
If you have enquiries or wish to provide feedback about this policy, please e-mail us at: